Payment Plans for Service Repairs, Parts and Accessories at Patrick MINI

We’ve Made Paying for MINI Service, Parts & Accessories Easier Than Ever!

Unexpected repairs or upgrades shouldn’t put a dent in your wallet—and now they don’t have to. At Patrick MINI, we’re proud to offer Flexible Payment Plans that make it easy to pay for service repairs, genuine MINI parts, or even fun accessories like MINI Valve Stem Caps or the MINI Tricycle—on your schedule.

Whether you’re facing an out-of-warranty repair or simply want to accessorize your MINI, our payment plan options help you buy now and pay later—with no stress and no surprises.

✔ Service repairs
✔ Genuine MINI parts
✔ MINI lifestyle accessories
✔ Easy, flexible financing

Say goodbye to unexpected costs. Say hello to smarter, budget-friendly payments. Learn more and apply today!

0% APR INTEREST FOR 90-DAYS AVAILABLE WHEN ORDERING MINI PARTS OR ACCESSORIES*

STRESS FREE TO APPLY!

• Apply online or at the dealership
• 90% of people are approved
• 30-second application
• No hidden costs or fees
• Doesn’t impact your credit to apply
• No paperwork
• Simple interest with no pre-payment penalties

WHAT YOU’LL NEED:

• Your email address
• State-issued ID or driver’s license
• Bank-issued debit card
• Must also be 18 years of age (or higher, as required by state law)
• Have a physical street address or APO/AFO address

Here is an example: A $300 purchase with 0% APR, repayable over 3 months, would have a down payment of approximately $42 and monthly installments of $86.

Taking care of you every day, that’s the Patrick Promise!

GETTING STARTED:

IS THERE A CREDIT CHECK?

When you apply for a Flexible Payment Plan at Patrick MINI, we perform a soft credit check to determine your eligibility. This will not affect your credit score.

Please note: If you decide to move forward and accept a loan or open an account to complete your purchase, your credit score may be impacted at that stage.

DO I HAVE TO PAY ANYTHING UP FRONT?

Yes, a down payment is required when finalizing your purchase through Patrick MINI’s Flexible Payment Plan. This amount is applied directly toward your total purchase cost.

If you’re pre-approved, you’ll be able to view your exact down payment amount before completing your purchase.

To learn more, simply complete the pre-qualifying process through Sunbit, submit an inquiry, talk to a Patrick MINI Service Advisor or call us at 847-230-8211 for more details.

*The 3-month 0% APR plan is available for all approved customers. Example: A $300 purchase with 0% APR, repayable over 3 months, would have a down payment of approximately $42 and monthly installments of $86. Actual approval amount, APR, and down payment vary and are based on creditworthiness, state of residence, and loan term. No application, origination, account opening or pre-payment penalty fees. Financing offered is made by Transportation Alliance Bank, Inc. dba TAB Bank. Must be 18 + years of age. Financing is subject to approval, based on creditworthiness, state of residence, your prior history with the products offered using Sunbit technology.

If you pre-qualify, you will be able to see your APR, monthly payments, and total finance charges. A completed pre-qualification is valid for 14 days. To finance products, parts or services at a merchant location before the pre-qualification expires, you will need to present your state-issued ID or driver’s license, make the required down payment with a bank-issued debit card, and choose a payment method for recurring payments. Any terms presented during the pre-qualification are subject to a continuing ability to meet the criteria used for the pre-qualification.