After searching, comparing, test drives and more, you’ve finally found the perfect car. Make your dream car your own with financing from Patrick MINI! Our finance experts are here to find the perfect finance plan for you and your needs.

At Patrick MINI, we understand that most people can’t purchase a new vehicle out of pocket, so we offer a variety of finance and loan packages that will work with most budget or credit problems, so you can drive away in the vehicle you want. What are you waiting for? Apply for financing with Patrick MINI today!


Competitive rates direct from the manufacturer and local Illinois banks
Quick approvals
Value-added services to protect your vehicle investment
Extended warranty programs
Multiple finance options to fit your needs


Whether your credit is strong or not, the Patrick MINI finance team is here to ensure you’ll get the right financing to fit your needs! We work closely with our customers to determine a finance and loan plan that will benefit them best.

Got great credit? Then you’re off to a good start! Having strong credit can help you get a finance plan with the lowest rates available.To get started, simply fill out our free online application today!

  • Great New Vehicle APR!*
  • Competitive Used Vehicle Rates*

We have hundreds of used vehicles for immediate delivery and access to some of the lowest interest rates in the business.

*Rates subject to change.

Your credit isn’t in the strongest standing, but it’s still favorable. There are no worries here at Patrick MINI! Our variety of finance plans can help you get the vehicle you want, and our finance experts are here to help.Complete our Free credit application and our team will be hard at work creating a finance plan that works well with your needs.

Are you new to the area, or have you been turned down before due to your credit? That’s where Patrick MINI steps in to help! We offer programs that will overcome most credit problems, including those that help you get the car you want and rebuild your credit.To get started, fill out our Free credit application online.

After you submit your application, our dedicated finance team will put together a finance plan that’s built around your specific needs.

Dealer Information

Phone Numbers:Sales Hours:Special Hours
  • Memorial Day9:00 AM - 4:00 PM
Regular Hours
  • Mon - Fri9:00 AM - 9:00 PM
  • Sat9:00 AM - 6:00 PM
  • SunClosed
Service Hours:Special Hours
  • Memorial DayClosed
Regular Hours
  • Mon - Fri7:30 AM - 5:30 PM
  • Sat8:00 AM - 4:00 PM
  • SunClosed
Parts Hours:Special Hours
  • Memorial DayClosed
Regular Hours
  • Mon - Fri7:30 AM - 5:00 PM
  • Sat8:00 AM - 4:00 PM
  • SunClosed


Here at Patrick MINI, we have multiple finance options available to fit the needs of every Illinois shopper that we serve. Your budget and credit history are unique to you, so we want to focus on building you a personalized loan or lease. We strive to advertise competitive rates from the MINI manufacturer and local Illinois banks. Once you apply for financing online, you’ll receive quick credit approval. To protect your MINI investment, we also have extended warranty programs and value-added services. You can discuss these options with one of the Patrick MINI finance experts over the phone or in person.

Are you at a place where you’ve decided whether you lease or purchase your MINI? If you’re still on the fence and need guidance, we want to help by outlining the benefits of the two financing types.


The key question to ask yourself is whether you want to own this vehicle. If you want to own your MINI Countryman for years and years, you’ll like the perk of buying it. Being a MINI owner in nearby Arlington Heights gives you more freedom. Here are highlights of buying your MINI Clubman at your Schaumburg MINI dealership:

  • You’ll become the full-time owner of your MINI automobile.
  • There are no restrictions on mileage or wear-and-tear damage.
  • You can customize your MINI model in any way that you please.
  • When you trade it in later, you can get cash for your next car.


If you’re not in a place in life where you want to own a vehicle, you should consider leasing a new MINI at Patrick MINI, serving Hoffman Estates. Leasing serves as a temporary option compared to buying one. Leasing leads you to spend less on monthly car payments while also freeing you of long-term ownership commitment. Here are MINI leasing highlights:

  • You can transition between new MINI models every few years.
  • You’ll avoid the trade-in process by returning your model post-lease.
  • There will be lower monthly payments when you lease a new MINI.
  • You will have warranty coverage for the duration of your MINI lease.


After deciding to lease or buy a MINI, you can proceed to the Patrick Direct Online Buying Program. It’s a five-step process that allows you to lessen in-person time with your MINI Schaumburg dealer. On any mobile device, you can complete the major parts of auto financing. If you run into a roadblock while financing a car online, you can connect with Patrick MINI, serving Palatine. Here are five steps that you’ll go through when you use the Patrick Direct Online Buying Program:

  • Select Your Vehicle
  • Calculate Monthly Payment
  • Receive an Instant Trade Offer
  • Apply for Financing
  • Print Your Order, Reserve It, or Buy It Now

Filling out the MINI finance application is the most important part of the entire journey. If you are concerned about one of the application fields, don’t hesitate to leverage the onsite finance experts at Patrick MINI.


After putting in hard work to pick your MINI model, we want to create a transparent financing phase for you and other Illinois customers. You can take advantage of the Patrick Direct Online Buying Program to save hours at our Schaumburg MINI dealership. Follow the steps to reach your goal of getting the keys to a brand-new MINI Clubman or MINI Countryman. We can’t wait to build you a custom loan or lease near Chicago. Start MINI financing virtually today.

Patrick MINI is located at: 700 E Golf Rd • Schaumburg, IL 60173
Contact Us
Patrick MINI 42.051208, -88.0641195.