Looking for a flexible way to drive a new MINI with lower monthly payments and the option to own? The OwnersChoice Program at Patrick MINI is the smart solution. Exclusive to residents of Illinois and Texas, OwnersChoice blends the affordability of leasing with the benefits of ownership—so you can drive the MINI you love without compromise.
You choose your term, make low monthly payments, and at the end of your contract, you decide how to proceed:
Return your MINI and explore a newer model (just like a lease).
Refinance the remaining balance (balloon payment) with BMW Bank.
Pay off the balloon amount and keep your MINI.
Terms similar to a lease
15,000-mile annual allowance with an excess mileage fee of $0.20/mile
Maintenance requirements match MINI lease agreements
Lower Monthly Payments: Ideal for states where leasing may not offer the same tax benefits.
No Down Payment: With approved credit and terms up to 60 months, you can keep more cash in your pocket.
Ownership Options: Enjoy lease-like flexibility with the potential to own your MINI outright.
Title in Your Name: Build a stronger bond with your MINI from day one.
Ready to learn more or see if OwnersChoice is right for you?
Contact Patrick MINI in Schaumburg or speak with a MINI Motoring Advisor today!
