Owners Choice Program at Patrick MINI.

OwnersChoice – The Best Of Both Worlds! At Patrick MINI in Schaumburg, IL.

By combining the lower monthly payments of leasing with the security of ownership, our MINI OwnersChoice program is a unique and flexible option.*

*Note: OwnersChoice is ONLY available for new MINI in TX and IL.

How It Works

You make low monthly payments for a time period that you establish up front. At the end of that term, a balloon payment is due and you have three options:

• Return the MINI to us (as you would a lease) and perhaps get a new MINI.
• Refinance the balloon payment amount with BMW Bank.
• Complete your purchase by making the balloon payment.

You can choose from flexible payment terms similar to a lease.

Standard mileage allowance per year is 15,000 with an excess mileage charge of 20 cents per mile (same as our Motoring Lease program.) OwnersChoice customers have the same vehicle maintenance requirements as lease customers.

Advantages Of OwnersChoice

• Lower payments: In states where tax laws make leasing less advantageous, OwnersChoice allows you to make lower monthly payments for more MINI.
• Keep your cash: With approved credit, you don’t have to make any down payment for your new MINI on purchase plans that extend through 60 months.
• Keep your options open: You make lower monthly payments for a set term, as in a lease, and have similar flexible end-of-term options.
• The bond of ownership: The title is in your name. Plus, if you finalize your purchase at the end of your monthly payment period by paying your final balloon payment, you’ll own your MINI outright.